The top financial resolution is to save more money by automatic transfers to a high- yield savings account and cutting off your unnecessary spending

Create a budget which will help to track your spending where your money goes each month.

Investments in a good stock or SIP help you to sustain in the long run rather than having just one source of income.

Improve your credit score in several ways, including paying your bills on time and in full, paying off debt, limiting how many new accounts you open and cutting back on spending.

Boost your retirement savings by contributing to your PF account.