Choosing the right family health insurance plan is very important to ensure financial protection against medical emergencies. Chola MS offers a range of health insurance policies tailored for families. These health insurance plans for family are relied on by many customers for providing comprehensive coverage with various features and benefits.
Let us look at some of the best family health insurance plans for comprehensive coverage available.
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1. Arogya Sanjeevani Policy:
The Arogya Sanjeevani Policy from Chola MS is a popular choice for families seeking affordable and reliable health coverage. It covers medical expenses for hospitalisation, including pre-hospitalization (30 days before admission) and post-hospitalisation costs (up to 60 days after discharge). This plan is available in both individual and family floater options, making it ideal for covering all family members under one policy.
The family floater option allows you to cover up to six members, including yourself, your spouse, dependent children, and parents. The plan provides flexibility in choosing the sum insured, starting from Rs. 1 lakh to Rs. 5 lakhs, depending on your needs. One of the standout features of this policy is that it offers cashless treatment at over 9,500 network hospitals across India. Additionally, there are no sub-limits on AYUSH treatments (Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy) under this policy, making it a holistic coverage plan.
2. Chola Healthline Insurance:
The Chola Healthline Insurance is another great option for families looking for extensive health coverage with added benefits. This plan covers hospitalisation expenses, including in-patient care, daycare procedures, and maternity benefits. Families can also opt for add-on covers such as personal accident benefits and critical illness coverage to enhance their protection.
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This policy provides coverage for not only medical expenses but also other associated costs such as room rent, ICU charges, and ambulance services. With flexible sum insured options, families can choose coverage that fits their healthcare needs and budget. The option to restore the sum insured is also available, ensuring that the coverage remains intact even after a major claim.?
3. Flexi Health Insurance:
The Flexi Health Insurance plan by Chola MS is designed for families who need flexible coverage options that adapt to their medical needs. This plan allows families to customise their coverage, offering various benefits such as hospitalisation, pre-and post-hospitalisation expenses, and daycare treatments. One of the unique features of this plan is the option to top-up the sum insured during the policy term, providing additional coverage if needed.
This plan also includes cashless treatment across Chola MS’s wide network of hospitals and offers discounts for family members when all are insured under the same policy. Moreover, the Flexi Health Insurance policy offers an option to cover specific critical illnesses, giving families more peace of mind by addressing high-risk health conditions.?
Conclusion
Chola MS offers a variety of family health insurance plans that cater to different needs and budgets. Whether you are looking for basic coverage with the Arogya Sanjeevani Policy, comprehensive protection with Chola Healthline Insurance, or flexible coverage with the Flexi Health Insurance, there is a plan suitable for every family. With access to a wide network of hospitals, cashless treatment, and various add-on benefits, Chola MS ensures that your family is well-protected against unexpected medical emergencies. By opting for one of these family health insurance plans, you not only secure your family’s health but also benefit from tax savings, extensive hospital coverage, and flexible premium payment options. Choose the right health insurance plans for family today to ensure your family’s health is in safe hands!