In an endeavour to offer a unique winning proposition to its customers, Apollo Munich Health Insurance (AMHI) on Tuesday introduced a new category ‘WINSURE’ with its revolutionary WIN-WIN health insurance plan called ‘Health Wallet’ in Guwahati.
This one-of-a-kind policy is set to redefine the health insurance category by addressing pertinent questions such as value for money, ease and great service. Health Wallet not only addresses the current needs of the customers by paying for their hospitalization and OPD expenses that are usually not covered by health insurance policies, but also ensures affordability of continuing their policy in later years.
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The disruptive and innovative Health Wallet plan comes with a path-breaking ‘reserve’ benefit. True to its name, this feature creates a reserve kitty for the customers that can be used for a variety of out-of-pocket expenses such as speech therapy, purchase of medicines, vaccinations, dental expenses, diagnostic tests, spectacles, contact lenses, medical devices like blood pressure and sugar monitors, oxymeters, prosthetics, consultations with medical practitioners, physiotherapists, dieticians etc.
It also allows the user with the flexibility of paying for ‘non-payable items’ that are generally excluded from any health insurance. It pays for other medical expenses that are not covered under any other medical insurance such as cosmetic treatment, Alzheimer’s etc.
Customers can even use this reserve amount to fund for co-payment and deductible cost.
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Speaking at the launch event, Sanjay Manaktala, CEO, North & East Zone, Apollo Munich Health Insurance said, “With changing lifestyles, healthcare needs of Indians are changing at a rapid pace and with this, we believe it is imperative for the health insurance sector to redefine itself to cater to the evolving needs of customers.”
At the event, Apollo Munich also introduced Bollywood celebrity, Farhan Akhtar as the brand ambassador of the Company.
Sharing his views on the association, Farhan Akhtar said, “I have always believed that healthcare is not a privilege but a right. In a country where on one hand healthcare is becoming so sophisticated that people around the world come to India for treatment; on the other hand most Indians can’t afford these services. I feel a sense of pride to be associated with the concept of health insurance and more so with Apollo Munich for their passion and purpose of making India health confident.”
For customers who can take care of the first few lakhs of healthcare expenses either with their personal funds or corporate insurance policies, Health Wallet also comes with a deductible option. By opting for deductible, the customer chooses how much expense he/she will be able to take care of in case of a health emergency.