Applications are invited for recruitment of 514 vacant positions or career in Bank of India in 2025.
Bank of India is inviting applications from eligible candidates for recruitment to the posts or jobs of Credit Officers in 2025.
Name of post : Credit Officer- GBO Stream
No. of posts : 514
Scale wise vacancies :
- MMGS-II : 418
- MMGS-III : 60
- SMG-IV : 36
Essential Qualification :
MMGS-II : A Degree (Graduation) in any discipline from recognized a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.
MMGS-III : A Degree (Graduation) in any discipline from recognized a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.
SMG-IV : A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. Of India or any equivalent
qualification recognized as such by the Central Government
AND
MBA/ PGDBM from recognized University / Institution / Board
OR
Two Years full time Master’s degree in any field from recognized University / Institution / Board
OR
Chartered Accountant/ Chartered Financial Analyst /CMA – ICWA from recognized institute.
Preferred Qualification :
MMGS-II :
Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from recognized institute.
OR
MBA/ PGDBM in Banking/ Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from recognized university/ Institution / Board.
MMGS-III :
Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from recognized institute.
OR
MBA/ PGDBM in Banking/ Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from recognized university/ Institution / Board.
SMG-IV : Certificate Course offered by IIBF in International Trade Finance/ Credit Professional/
MSME.
Work Experience :
MMGS-II : Minimum 3 years’ post qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks
MMGS-III : Minimum 5 years’ post qualification experience as an officer out of which 3 years’
experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks
SMG-IV : Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks
How to apply :
Candidates may apply online for the above posts through the website https://bankofindia.bank.in/
Submission of online application commencing from 20.12.2025
Last date for submission of online application is 05.01.2026
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